How to Get the Best Mortgage (Must Watch)
Frank's introduction to how he works: communication, shopping the market and showing you the options side by side.
Videos
Mortgages, explained on video
25 short videos from Frank on shopping rates, reading a Loan Estimate, closing costs, buydowns, refinancing and the loan process. Pick a topic below. Nothing plays until you press play.
10 videos
Buying
Getting pre-approved, choosing a loan and making a strong offer.
How to Get the Best Mortgage (2022 edition)
An earlier recording of Frank's introduction to shopping the market.
Vantage Shops For You
Thirty-seven seconds on what a broker does differently.
The Mortgage Channels
Banks, mortgage bankers, credit unions and brokers: where your loan can come from.
5 Good Financial Reasons To Buy A House
Equity, stability, tax treatment and more.
Mortgage Broker vs. Mortgage Banker
The difference, in under a minute.
Low Down Payment Loan Options
Conventional 3% down, FHA, VA and USDA at a glance.
What is an FHA Loan?
FHA basics: down payment, mortgage insurance and who it fits.
What is Earnest Money & How Does It Work?
The deposit that shows a seller you are serious.
What's a Pre-Approval? (and why you need one)
Pre-qualification vs. pre-approval, and why sellers care.
3 videos
Refinancing
When a refinance pays off and how to compare the real cost.
Reviewing a Loan Comparison, Cost Analysis & Loan Estimate (Refinance)
The same comparison walkthrough for a refinance: payment savings, break-even and lifetime cost.
Understanding Closing Costs, Loan Comparison & Cost Analysis (Refinance)
Refinance closing costs explained, and how to judge whether the new loan actually comes out ahead.
7 Good Reasons to Refinance
Lower rate, shorter term, cash out, dropping mortgage insurance and more.
6 videos
Costs & Comparisons
Reading a Loan Estimate, closing costs and side-by-side cost analysis.
How to Shop Mortgage Rates & Fees (Must Watch)
How to read live rates, what lender credits and discount points mean, and how to compare offers fairly.
Reviewing a Loan Comparison, Cost Analysis & Loan Estimate
Walkthrough of a purchase loan comparison: rate, points, credits and the Loan Estimate, line by line.
Understanding Closing Costs, Loan Comparison & Cost Analysis
Every closing cost on a purchase explained, and how they feed into a side-by-side cost analysis.
How & Why Mortgage Rates Move
Bonds, inflation and the Fed: what actually moves your rate.
What is Private Mortgage Insurance and How Does It Work?
PMI explained: when you pay it and when it goes away.
What is an Adjustable Rate Mortgage (ARM)?
How ARMs adjust and when they make sense.
1 video
VA
Buydowns, concessions and VA-specific strategies.
Understanding Seller Paid Buydowns
How 2-1 and 1-0 buydowns work, what they cost the seller, and when a permanent rate reduction is the better deal.
1 video
Consumer Protection
Protecting your credit and your data during the loan process.
You're a Target: Opt-Out Prescreen
Why your phone lights up after a credit pull, and how to opt out of prescreened offers and telemarketing calls.
4 videos
The Process
What happens between application and keys, step by step.
Estate Planning Webinar
A recorded webinar on estate planning basics for homeowners.
Vantage Consumer Mortgage Tools
A quick tour of the online tools available to Vantage clients.
Mortgage Process Do's & Don'ts
What not to do between application and closing.
The Appraisal Process
What the appraiser does and what happens if the value comes in low.
0 videos
Webinars
Recorded webinars with Frank and his guests. New webinars are added here as they happen.
New webinars will be posted here. Join the Weekly Rate Tracker to hear about the next one.
Questions after watching?
Start a one-minute quote, apply securely, or call Frank directly at (360) 509-2070 (WA / OR) or (208) 469-3340 (ID).
5.0 · 31+ Google reviewsThese videos are also published on Frank’s Vantage Mortgage Brokers page (opens in a new tab). Educational content only, not a commitment to lend.
Prefer to talk it through with Frank?
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