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Legal

Licensing & Disclosures

Draft: requires Vantage compliance review before launch

NMLS

Individual licenses

  • NMLS: #128726
  • Idaho: License #2080128726
  • Oregon: Licensed through Vantage Mortgage Group, Inc. (individual license display pending confirmation)
  • Washington: Licensed through Vantage Mortgage Group, Inc. (MB-35986)

Company licenses

  • Oregon: License #ML-4611
  • Washington: License #MB-35986
  • Idaho: License #MBL-2080035986

Vantage Mortgage Group, Inc. DBA Vantage Mortgage Brokers, 17040 Pilkington Rd Ste 300, Lake Oswego, OR 97035 · 503-496-0431.

Frank Ellerbroek is licensed to originate residential mortgage loans in Washington, Oregon and Idaho. We do not offer loans in other states.

Mortgage broker disclosure

Vantage Mortgage Brokers is a mortgage broker, not a lender. We arrange loans with third-party wholesale lenders and do not make credit decisions. Compensation may be paid by the borrower or the lender, as disclosed in your Loan Estimate.

Rates, estimates and advertising

Rates shown are for illustration based on the stated assumptions and are subject to change without notice. APR reflects estimated finance charges.

Estimate only. This is not a Loan Estimate and not a commitment to lend. Your actual rate, payment and costs depend on your credit, the property and the loan program. Taxes and insurance are estimates.

Any rate shown on this site lists its APR, points, and the loan amount, loan-to-value and credit score assumptions used, with a date and time stamp. If current rates are unavailable we will say so rather than show stale numbers. Calculators provide educational estimates only and are not a pre-qualification, pre-approval, or commitment to lend.

Equal Housing Opportunity

Equal Housing Opportunity

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

RESPA Section 8

We do not pay, credit, or give anything of value to real estate agents, builders, or anyone else in exchange for referring mortgage business. Any co-marketing is split according to each party’s actual use at fair market value.

Consumer complaints

Privacy, terms and accessibility

This website is operated for Frank Ellerbroek under Vantage Mortgage Group, Inc.. This site has its own Privacy Policy, Terms of Use and Accessibility Statement. Once you apply for a loan, Vantage’s Privacy Policy (opens in a new tab) and the privacy notice in your loan documents also apply.

Accessibility

We aim to meet WCAG 2.1 AA. If anything on this site is hard to use, please call (360) 509-2070 (WA / OR) or (208) 469-3340 (ID), or email frank@vantagemortgagegroup.com and we’ll help.

Last updated .