About the company
Vantage Mortgage Brokers
- Established
- 2007
- BBB
- Accredited, A+ rating
- Company NMLS
- #35986
The Vantage story
Independent since 2007
Vantage Mortgage Brokers was established in 2007 and is locally owned and operated in Lake Oswego, Oregon. It is one of the few truly independent mortgage firms in the Pacific Northwest: the company is not owned by, or tied to, any single lender, so the only business it works to win is yours.
Why a broker, not a bank
Banks, mortgage bankers, and credit unions offer their own loans. A mortgage broker shops the market. At a retail lender, the loan officer works for one lender and can only offer that lender's products and pricing. Vantage keeps wholesale relationships with many lenders instead, so each loan can be priced several ways and the lenders have to compete for it.
Transparency first
Vantage discloses any premium it receives in the interest rate, and that premium can be applied as a credit toward your closing costs. Live rates are published without asking for your contact information, and every comparison shows rate, points, lender credits and APR together so you can see the trade-offs for yourself.
Education, not sales
The company's stated objective is to educate consumers on how mortgage financing actually works, so they can make informed decisions. There are no salespeople and no sales tactics: the loan consultants are experienced originators who let the data do the talking and let the lenders compete.
Experienced, accountable people
Vantage's loan originators average more than twenty years in the industry, and every one is licensed through the Nationwide Multistate Licensing System, meeting the SAFE Act's education, testing, fingerprinting and background-check requirements. Andy W. Harris leads the company as its President.
Recognized for how it does business
Vantage Mortgage Brokers is a BBB Accredited Business with an A+ rating, and the company was nominated for small business of the year three years running. Those credentials, rather than rankings, are the measure the company asks to be judged by.
What that means for you
Choice
Multiple wholesale lenders and programs, compared side by side.
Competition
Lenders earn each loan on price and fit, not on relationships.
Transparency
Premiums disclosed, live rates open to everyone, numbers in writing.
Education
Plain explanations of how mortgage financing works.
Personal guidance
An experienced consultant who builds a plan around your goals.
Frank and Vantage
Frank Ellerbroek originates through Vantage Mortgage Brokers in Washington, Oregon and Idaho, which is how his clients get access to the company’s wholesale lender network, live pricing and side-by-side comparisons. “I work with you to compare options from 35+ wholesale lenders competing for your loan.”
Sources: Vantage Mortgage Brokers’ About page and the company’s BBB profile (opens in a new tab), checked October 11, 2026.
Choice, competition and clear answers, with Frank as your guide.
Tell Frank what you’re trying to do. He’ll shop 35+ wholesale lenders and show you the options side by side.